FOREIGN TRAVEL INSURANCE
Before traveling abroad, ensure you have appropriate travel insurance covering any existing health conditions and planned activities. Without insurance, you could face high emergency expenses, including medical bills.
Key Points:
Purchase travel insurance as soon as you book your trip. Review policy exclusions carefully.
Consult the Association of British Insurers (ABI) for advice on choosing the right policy. MoneyHelper’s travel insurance directory offers additional guidance.
Check Foreign, Commonwealth & Development Office (FCDO) travel advice. If you visit a location with FCDO warnings, your insurance might be invalid.
What Your Insurance Should Cover:
Full trip duration and all destinations, including transit.
Medical treatment, emergency transport, and repatriation costs.
Pre-existing conditions and all planned activities, including sports or adventure tourism.
Airline or travel agent bankruptcy (optional), especially for cruises.
Always carry your insurance details, including policy number and emergency contacts. Share these with travel companions and family for easy access if needed.